Mortgage calculator

Start exploring your mortgage possibilities today. Empower yourself on your mortgage journey with our intuitive mortgage calculator. Discover the potential repayments of your mortgage or determine your borrowing capacity based on your income and outgoings.

You can calculate the following
with our calculators

How much can I borrow and what will my repayments be?

With this calculator, you can find out how much banks would lend you, based on the price of the property you would wish to buy and what the monthly repayments would be.

What is the maximum mortgage I can ask for?​

This affordability calculator, based on your income and outgoings gives you an estimate of the maximum amount banks are likely to lend. It is based on the debt-to-earning ratio (repayment effort). Please contact us so we can discuss it to a greater extent, as many additional factors would need to be considered.

SERGIO DINIS HERCULANO

In the early stages of his legal studies, Sergio gravitated towards real estate and property management. While studying Law at the University of Murcia, he gained valuable experience working at Condado de Alhama, where he developed expertise in community management, administration, and all legal aspects of property matters. Since 2022, Sergio has been working as an independent lawyer, developing and growing his own portfolio of clients and providing assistance on various legal matters. He recently joined Hispania Mortgages, where he assists our clients with their legal requirements, ensuring a smooth, secure, and efficient property purchase process in Spain.

ROCIO ROMERO

With an Art History degree from the University of Murcia and an online marketing education, Rocio Romero began her career in client relationship management within the real estate sector. Subsequently, she transitioned to Munich, where she continued to excel in CRM and marketing roles within an online data procurement company. She currently serves as the Marketing and PR specialist for Hispania Mortgages, where she combines her creative side and her knowledge for online marketing.

In her free time (if there is such thing with two toddlers), she enjoys all the outdoor possibilities her current location offers, riding her Peloton bike & her passion for Spanish fashion (which she explores through her dieperfektegast Instagram page).

Rocio Luna de Toledo

Following her graduation from the University of Murcia, Rocío embarked on a distinguished career in banking and finance spanning 15 years, during which she held key roles in renowned international and Spanish banks such as Banco Urquijo, Credit Lyonnais and La Caixa, specialising in areas of intensive real estate development. 

After establishing a La Caixa office on the Mediterranean coast and bolstering its presence, Rocío utilised her expertise in financial and legal real estate matters to establish her own business. Specialising in Spanish mortgages and conveyancing services for international clients, she prioritises personalised, transparent, and efficient customer service. Over the last 15 years, Rocío has facilitated numerous successful transactions and earned trust as a reliable intermediary between Spanish institutions and her global clientele.

Under the rebranded banner of Hispania Mortgages, Rocío’s firm epitomises her commitment to delivering top-tier financial services while enhancing its online presence to reach and help more investors around the world. Additionally, the legal and conveyancing services have been rebranded as Hispania Legal, ensuring continued support for clients requiring these essential services. 

In her free time, Rocío loves spending time with her daughters, her two feline companions, engaging in real estate investments, and pursuing her passion for interior decoration.