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Embarking on the journey of purchasing a home abroad can often feel overwhelming, leading to uncertainties. Our mission is to simplify this process, providing clarity and support every step of the way.
With our services, clients can secure financing for their Spanish home conveniently from anywhere in the world.
We specialise in customising mortgages to fit the individual needs of every client. By extensively researching our banking partners, we guarantee finding the ideal solution that aligns with your financial circumstances.
For those seeking to acquire a home in Spain but with income sources outside the country, you can access up to 70% financing of the purchase price. During our initial consultation, we will calculate the breakdown of your purchase expenses, allowing you to understand the total costs accurately, with no obligations.
If you’ve been paying taxes in Spain for the last two years, you may qualify for financing of up to 80-90% of the property price. Feel free to contact us for a no-obligation assessment of your options and associated costs.
Unhappy with your Spanish mortgage terms? Let us upgrade them! Specialising in hassle-free bank-to-bank transfers, we ensure minimal costs and maximise savings. Get your free calculation now—just send us your latest mortgage receipt payment!
During our first free mortgage consultation, we will discuss with no obligation which type of mortgage is best for you, the key elements to take into account when choosing a mortgage (interest rate, fixed or variable, total purchase cost, etc), as well as what we can offer, our fees, and steps to follow.
With over 20 years of financial advisory experience in Spain, we are confident that we will find you the Spanish mortgage that suits your needs.
In the meantime, check out our Mortgage Calculator tool where you can see your repayment options and monthly rate.
Contact us! We will call you shortly so we can know more about your needs. We love to speak to our clients!
Check out the Mortgage calculators. You can see how much your repayment would be, or estimate your eligibility for a mortgage.
Go to our blog to see some of the information we post there, as well as our frequently asked questions
Still in doubt? Read in the testimonials section what our clients say about us!
1 Loan to value (LTV%) – This is the % of your purchase price the bank is ready to finance you.
2 Type of mortgage – Is the interest rate fixed or variable?
3 Interest rate (i%) – How much is the bank charging you for your loan.
4 Set up cost – How much are the set up costs of the mortgage?
5 Combined sale products – Do you have to take bank’s products together with the mortgage? Is their cost reasonable? Do I need them?
Resale mortgages
New Build mortgages
Self Build mortgages
Resale with refurb mortgages
Inverse mortgages
In the early stages of his legal studies, Sergio gravitated towards real estate and property management. While studying Law at the University of Murcia, he gained valuable experience working at Condado de Alhama, where he developed expertise in community management, administration, and all legal aspects of property matters. Since 2022, Sergio has been working as an independent lawyer, developing and growing his own portfolio of clients and providing assistance on various legal matters. He recently joined Hispania Mortgages, where he assists our clients with their legal requirements, ensuring a smooth, secure, and efficient property purchase process in Spain.
With an Art History degree from the University of Murcia and an online marketing education, Rocio Romero began her career in client relationship management within the real estate sector. Subsequently, she transitioned to Munich, where she continued to excel in CRM and marketing roles within an online data procurement company. She currently serves as the Marketing and PR specialist for Hispania Mortgages, where she combines her creative side and her knowledge for online marketing.
In her free time (if there is such thing with two toddlers), she enjoys all the outdoor possibilities her current location offers, riding her Peloton bike & her passion for Spanish fashion (which she explores through her dieperfektegast Instagram page).
Following her graduation from the University of Murcia, Rocío embarked on a distinguished career in banking and finance spanning 15 years, during which she held key roles in renowned international and Spanish banks such as Banco Urquijo, Credit Lyonnais and La Caixa, specialising in areas of intensive real estate development.
After establishing a La Caixa office on the Mediterranean coast and bolstering its presence, Rocío utilised her expertise in financial and legal real estate matters to establish her own business. Specialising in Spanish mortgages and conveyancing services for international clients, she prioritises personalised, transparent, and efficient customer service. Over the last 15 years, Rocío has facilitated numerous successful transactions and earned trust as a reliable intermediary between Spanish institutions and her global clientele.
Under the rebranded banner of Hispania Mortgages, Rocío’s firm epitomises her commitment to delivering top-tier financial services while enhancing its online presence to reach and help more investors around the world. Additionally, the legal and conveyancing services have been rebranded as Hispania Legal, ensuring continued support for clients requiring these essential services.
In her free time, Rocío loves spending time with her daughters, her two feline companions, engaging in real estate investments, and pursuing her passion for interior decoration.
